Rec00:00:00:00
EV-0001 · 41.8781° N, 87.6298° W
Field exam & asset verification, with boots on the ground.
Visor Asset Solutions
What we do
Field exam & asset verification, with boots on the ground.
Visor verifies the collateral behind asset-based loans for banks and private credit. We test every invoice before we arrive, examine every site in person, record every finding with its evidence and deliver a cited report in five days. Between exams, we keep verifying, every month.
- Day 0
Test
Every invoice and SKU tested against the borrower's own systems.
- Day 1
Walk
Examiners on site at headquarters, warehouses, plants and yards.
- Days 1 to 4
Record
Every count, photo, video and document captured and cited.
- Day 5
Report
Findings delivered, every number traceable and warranted.
- Every month
Monitor
The borrowing base verified between exams.
Track record
Field-proven. Tech-native.
More than 50 years of combined experience, led by a tech-native approach: one best-practice stack that joins the physical and the digital.
- Years of combined experience
- 50+
- Of the population tested
- 100%
- From site visit to report
- 5days
- States covered
- 50
Experience across banks, private credit and asset-based lenders
Lender logo
Lender logo
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Every site. Every invoice. Every finding.
Field examination built to the standard tier-one lenders require, wherever the collateral sits.
50states, plus Washington, DC
Site visit in progress
Visor examiners cover sites in all 50 states and Washington, DC.
Comprehensive coverage
The most comprehensive field exam in asset‑based lending.
Physical and digital. Nothing goes unexamined.
Physical plane
- Headquarters and finance officeVisited
- Warehouses and distribution centersCounted
- Production lines and work in processObserved
- Yards, docks and fleetRecorded
Digital plane
- Invoices100%Conventional sample, about 5%
- SKUs and inventory records100%
- Bank statements and cash receipts100%
- Ledgers, agings and credit memos100%
Source: Visor engagement standards. Conventional sample per note 1.
Methodology 01 Before we arrive
We read the systems of record.
Before the visit, we pull data straight from the borrower's ERP, ledgers, AR and AP, bank accounts and operating platforms, then test every invoice and SKU against the source.
- ERP
- General ledger
- AR subledger
- AP subledger
- Bank accounts
- Inventory and WMS
- Shipping and 3PL
- Billing platforms
- 4,812Invoices tied to shipments
- 2,306SKUs tied to the perpetual
- 9 moReceipts tied to the bank
- 100%Agings tied to the ledger
- 41Exceptions flagged for the site visit
Source: Visor pre-visit testing, Halden Steel. Illustrative engagement.
Methodology 02 On site
We go where the collateral is.
Headquarters, warehouses, production floors and yards. Every site visited in person by experienced examiners, and every visit on the record.
Cam 0109:00
Cam 0210:42
Cam 0312:40
Cam 0415:05
Methodology 03 Evidence
Everything we see is recorded.
Photos, video, documents and data are parsed, categorized and stored. Every item is traceable, cited and auditable.
- Photographs
- 1,284
- Video
- 3.2 hrs
- Documents
- 312
- Data points
- 48,906
Invoice INV-48451
Northline FreightNet 60
Total$177,950
Every item is stored with its time, place and examiner, and linked to the findings it supports. Illustrative engagement.
Methodology 04 The report
Every number has a source.
Delivered in five days. Any figure traces back to the evidence behind it.
Field exam report Halden Steel · p. 3
- Full test4,812 of 4,812 invoices
- Exceptions36 removed, $612,400
- BankReceipts tied out, Jan to Sep
- DOC-0310INV-48451, confirmed with debtor
Source: Visor field exam report, delivered day 5. Illustrative engagement.
The Visor Standard
A sample is not an answer.
A conventional exam tests about one invoice in twentyNote 1About one open invoice in twenty: the sample a conventional field exam typically tests.. Visor tests every one, and finds what the sample misses.
Conventional sample5%tested
TestedException the sample missed
7 exceptions found outside the sample.
A conventional sample tests about 30 of 600 invoices. Visor tests all 600 and finds exceptions the sample would have missed.
Collateral monitoring
Verified every month, not twice a year.
The borrowing base, delivered to your dashboard as data.
A conventional facility is verified twice a year. With Visor it is verified every month.
| Borrower | Availability | Verified |
|---|---|---|
| Halden Steel | $9.8M | Sep 30 |
| Corvin Foods | $4.2M | Sep 30 |
| Kestrel Packaging | $2.9M | Sep 30 |
Source: Visor lender dashboard, as of Sep 30. Illustrative portfolio.
Accountability
We stand behind every finding.
Each exam carries a contractual warrantyNote 2Coverage and terms are set out in each engagement letter.. Our findings have money behind them.
- Covers
- Every finding in a Visor field exam report
- Form
- Contractual, written into each engagement letter
- Basis
- Full-population testing and on-site verification
- Evidence
- Each finding traceable to its recorded source
Summary only. Coverage and terms are set out in each engagement letter.
Engage Visor
Lend with confidence.
Introductory offer · Your first report
$15,000$1
© 2026 Visor Asset Solutions. Exhibits are illustrative.
- 01
Field Examination
Fixed fee. Every site visited, every invoice tested, report in five days.
- 02
Collateral Monitoring
The borrowing base verified every month between exams.
- 03
Lender Dashboard
Collateral health across your book, as structured data.